The Money Question: What Does Each One Cost?
The subscription setup is asymmetric. A Claude Code subscription cannot be used inside OpenCode, but OpenCode can use an OpenAI subscription. All three reviewers flagged this. If you already pay for ChatGPT, you can point OpenCode at that existing key and skip a second bill.
Claude Code also has strict usage limits, and those caps push people out the door. NeuralNine and pookie both said the limits drove them to try OpenCode.
OpenCode looks cheaper on paper: it's free with a bring-your-own-key setup, and it runs local models. The catch: OpenCode is the only tool in this space that needs to be profitable. The others are subsidized by VC money or Microsoft, so "cheaper" might not hold forever. pookie added a warning: linking your API key for unlimited usage is risky if you're already addicted to AI. The meter runs a lot faster than a flat subscription.